Can You Draw Ssi And Ssdi

While both are benefits programs administered by the Social Security Administration, SSI and SSDI are not exactly the aforementioned. SSI is need-based, while SSDI is based on how many work credits yous have earned during your time in the workforce. Therefore, these programs have unlike eligibility requirements, and most people just authorize for one or the other. However, some people actually authorize for both programs at the same time, which is known as receiving concurrent benefits. Could you qualify for concurrent benefits? Our Philadelphia disability lawyers explain the rules and requirements.

Who Qualifies for Concurrent Disability Benefits?

At first glance, in that location isn't much overlap between SSDI (Social Security Disability Insurance) and SSI (Supplemental Security Income), because they impose unlike SSDI income limits in Pennsylvania on claimants. Yet, these programs also share a major similarity in that both grant financial benefits to disabled people who cannot work (or can just piece of work in a very limited capacity) considering of a severe medical condition. Perhaps it is therefore unsurprising that some people are actually able to qualify for both SSI and SSDI at the aforementioned time. But how?

In most cases, claimants authorize for concurrent benefits considering they accept been approved for SSDI, only do not receive a high payment. After all, while the maximum SSDI payment is $2,642 in 2022 and $ii,663 in 2022, many applicants who authorize do non actually receive the maximum amount. The boilerplate SSDI applicant is estimated to receive $1,148 in 2022, and $ane,165 in 2022.

As these numbers demonstrate, even the average recipient receives virtually $1,500 less than the possible maximum — and that doesn't even have into account those applicants who receive lower-than-average monthly payments. The reasons for each SSA conclusion vary, but some common reasons a qualified claimant might receive lower SSDI payments include earning low wages, or having a thin employment history.

Whatever the reason for a low SSDI benefit may exist, the ultimate effect is often eligibility for concurrent benefits. However, at that place are still certain rules and requirements yous need to satisfy in order to be approved.

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Requirements for Receiving SSDI and SSI Simultaneously

As noted to a higher place, SSI and SSDI are both subject to special income limits set which are determined by the SSA. These limits change annually to accommodate economic changes and the Toll of Living Adjustment (often abbreviated to COLA), becoming slightly higher every year as noted on the SSA's Substantial Gainful Activity nautical chart. The income limit for SSI is called the Federal Benefit Rate and increases every year, shifting from $721 in 2022 to $733 in 2022.

And then how do these earnings thresholds bear on concurrent benefits claimants? Essentially, you must not exceed the SSI Federal Benefit Rate of $721 for 2022 or $733 for 2022 if you are trying to authorize for SSI in addition to SSDI.

Still, that's not quite as unproblematic equally information technology initially seems, considering the SSA uses extremely complex calculations to make up one's mind how much of your income actually counts toward the Federal Benefit Rate. In other words, you lot could exist earning more than than $721 or $733 per month and still manage to qualify for SSI, because not all earnings are counted toward the SSI limit. (To give just one example of the SSA'southward many exclusions, the offset $65 you earn each month will non be counted.)

Information technology's important to empathize that if your SSDI payments fall on the higher end of the spectrum, you lot probably volition not qualify to receive SSI in addition. However, it's e'er worthwhile to consult with an experienced chaser if y'all have whatever questions or wish to entreatment a denial of your claim.

How to File a Claim for Concurrent Benefits

Applying for concurrent benefits is simple, considering the SSA takes care of the categorization work. In other words, yous can utilize for SSI or SSDI at your discretion, and the SSA will decide whether your income and assets qualify you lot for concurrent benefits. You exercise non have to exit of your way to brand a special concurrent benefits application.

In all just a few exceptional cases, such as claims involving extremely rare or advanced terminal conditions, all disability benefits claims are evaluated forth the same bones guidelines, which require:

A 12-month history (or 12-month expected prognosis) of the condition, or an expected prognosis of decease.
Astringent disability to the extent that employment is incommunicable or severely limited.

Pennsylvania Disability Lawyers Offer Gratis Consultations

If you lot're interested in filing for disability in Pennsylvania or New Jersey, or if you were denied and want to challenge the decision, the social security attorneys of Immature, Marr & Associates can aid. To schedule a costless and confidential legal consultation, call our police force offices at (609) 755-3115 in New Bailiwick of jersey or (215) 701-6519 in Pennsylvania today.